Passionate About Turning Dreams Into Reality
I am Karen Bashford and I am passionate about turning your Dreams into Reality!
When you look at your financial situation do you envisage your retirement dreams becoming a reality or are you very worried you will be flat broke when you retire?
To achieve your dreams, you need money to make them happen, whether it is the holiday of a life time, to buy a property abroad, own your own home, or to travel in retirement. Are you already on the way of to achieving your dreams financially? Do you know how much your pension is going to be when you retire, do you have a pension?
How often has fear of failure or lack of financial knowledge or confidence prevented you from taking action to improve your financial affairs, whether to change from one savings plan to another, or invest the money you have in the bank ? Even what pension you should have?
Do you get confused when words such as Defined Contribution, Superannuation, Defined Benefits, do you know which pension your contributions are being paid to? Does it feel overwhelming, so many options, so much information, what should you do for the best?
Do you want to ask for help, but don’t know who to ask, family and friends are great but they can be just as confused as you are and although they may recommend an investment or savings plan they have, you have to make the final decision.
Does making the final decision and committing to the change trigger fear and panic, do you start hearing yourself saying, “Is it right for me? What happens if... Will it work? You don’t know what you are doing! Why move it, it is okay where it is!” And so much more! Does it become even more overwhelming when you think about your pension and retirement, do you feel, as one lady said, “When I see the information provided by my pension company I feel scared, confused, and overwhelmed, I get a mental block it doesn’t make sense, I wish someone could explain to me what it all means and what am I supposed to do?”
Do you put it off deciding you will deal with it some other time and do exactly the same again and again? Or does lack of time prevent you from managing your finances more effectively?
Karen Bashford’s Financial Mentoring was set up to educate and provide the ‘know how’ to those who want to improve their finances and to be open to opportunities which will increase their financial stability now and in their retirement.
"Karen is a natural communicator with a reassuring nature and an ability to enable her clients to see things more clearly from a different perspective." J. Ferguson July 2010At a networking meeting recently, I was informed money is often cited as the cause of divorce, and although any pensions held are now divided between the divorcing couples, the wife does not automatically receive half of the husband’s pension fund as it is based upon how long the couple have been married. A married woman may find her husband’s pension Read full article »
Finance a source of worry and stress Many women complain they don’t understand finance. They can manage day to day expenditure, but admit they dislike dealing with any other aspects of finance because it is a major source of worry and stress. Women would rather leave their money in current accounts which pay minimal interest than spend the time researching where they Read full article »
The New Year started quietly for me. I used the time to write my business, financial and personal goals for 2012. I also spent time reflecting how far I had come during 2011. It was then I realised I had in fact had a roller coaster ride for most of it. So much has changed for me. Some of those changes Read full article »
Divorce or separation can prove to be exceedlingly expensive.
Is your financial situation causing you sleepless nights? Do you feel you are struggling to keep going with your debts, and wondering why bother?
How often do you read a newspaper or listen to the news and think how I am going to manage?
