State Pension and Pension Credit

When looking at retirement it is essential you take into account any income you will receive from the State and when you are likely to receive it.

If you have not paid sufficient National Insurance to receive the full pension, you may be able to pay the shortfall to provide you with the full pension.

At  DirectGov  you can check at what age you will be receiving your state pension, and also request details of how much your pension will be when you retire.

The DirectGov site also provides useful information about the different aspects of retirement and what you may claim in your retirement as everyone’s personal circumstances vary.

The Money Advice Service set up by the government can provide unbiased information about pensions.