Women, divorce and retirement planning

At a networking meeting recently, I was informed money is often cited as the cause of divorce, and although any pensions held are now divided between the divorcing couples, the wife does not automatically receive half of the husband’s pension fund as it is based upon how long the couple have been married. A married [...]

Read the rest of this entry »

Women and finance

Finance a source of worry and stress Many women complain they don’t understand finance. They can manage day to day expenditure, but admit they dislike dealing with any other aspects of finance because it is a major source of worry and stress. Women would rather leave their money in current accounts which pay minimal interest [...]

Read the rest of this entry »

Goal Setting

The New Year started quietly for me. I used the time to write my business, financial and personal goals for 2012. I also spent time reflecting how far I had come during 2011. It was then I realised I had in fact had a roller coaster ride for most of it. So much has changed [...]

Read the rest of this entry »

Debt – what to do!

Christmas is over and 2012 is nearly here.  There seems to be less doom and gloom in the news generally but that may be because Europe is on holiday, wait until the New Year when everyone is back at work and then things will kick off again.  Already the financial magazines and articles are implying [...]

Read the rest of this entry »

Financial education in schools

At long last a group of 226 MPs and peers from the all-party parliamentary group on financial education for young people have recommended financial education be taught in schools. The report is to be debated in the Commons tomorrow, Thursday.  Read the full story at http://bit.ly/uQvApj.

Read the rest of this entry »

Mindset

I went shopping on Saturday for the last of the Christmas presents I had to get.  I went to a garden centre, but it does so much more than plants, they even have Santa and 4 of his reindeers. It was great to see the children enjoying all the Christmas decorations and the reindeers, while [...]

Read the rest of this entry »

Debt and Financial Education

Debt generates a great deal of emotion, it is probably one of the main causes of the breakdown of relationships and not just between husband and wife but also family members and friends. The emotions around debt include frustration, shame, embarrassment, anger, disappointment, even condemnation of self.  Whilst debt is often a personal matter it [...]

Read the rest of this entry »

Debt – Why talk about it?

Why am I writing about the subject of debt, because it is affecting so many people and can be responsible for the break up of families!  It need not be so bad, there are options available, if you know what they are. … When you consider the world in general is suffering from a lack [...]

Read the rest of this entry »

Redundancy

Redundancy How do you deal with redundancy? With the constant reminders in the news of redundancy letters being received before Christmas, the start of the New Year is going to be an extremely stressful time. As someone who has experienced redundancy it is certainly stressful, you are inclined to spend all your time wondering what [...]

Read the rest of this entry »

Cap on Interest Rates?

The BBC reported in the news today http://www.bbc.co.uk/news/business-11516189  that excessive interest rates charged by credit card companies are to be considered as part of a review. Credit card interest rate charges are exceedingly high, and making any in roads into the debt, is at times impossible, repayments are used to cover the interest instead of [...]

Read the rest of this entry »

Divorce and Your Finances

Divorce or separation can prove to be exceedlingly expensive.

Debt

Is your financial situation causing you sleepless nights? Do you feel you are struggling to keep going with your debts, and wondering why bother?

Finance and Financial Education

How often do you read a newspaper or listen to the news and think how I am going to manage?